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Is 1-800 Number Always Free?

July 14th, 2010

1-800

Is 1-800 toll-free number is always free? We just learned today that it is not the case. We put a copy of our last payment in the screenshot above. As you can see we paid some amount of money to call 1-800. For example, the first line shows we have to pay $2.80.

How can it be? We called Rogers, our mobile provider, to check what’s going on here. Apparently, calling 1-800 numbers is considered an air-time. Currently, we have 250 minutes air time; so once our air-time exceeds 250 minutes, we have to pay for 1-800 numbers.

It is really a good lesson. We have to be really careful now…. call 1-800 number only when it is really necessary. We are not sure with other operators in Canada though.

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Will Apple Hit $400?

May 28th, 2010

Apple

As of today, Apple is valued at $234 billion. It is now official that Apple has larger market capitalization than Microsoft, which is at $226 billion. How high can Apple go? Will it hit $400 in the near future, as predicted by Morgan Stanley?

Personally, we can hardly imagine that Apple will hit $400 in the near future. The largest company is now Exxon Mobil with market cap of $284 billion. Should Apple hit $400, their market cap would be almost $400 billion. It would be much 1.5 larger than today’s Exxon Mobil, 2.5 times larger than today’s Johnson and Johnson, and 5 times larger than today’s McDonald.

Will it happen? We don’t know. However, we think that Apple won’t hit $400 in the near future based on market cap. Will Steve Jobs be able to turn $200 billion company into $400 billion company in the next 1 – 2 years?

Let’s wait and see…. :)

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S&P 500 Year-to-Date Return –3.9%

May 20th, 2010

S&P 500

Today, we had a little bit of pullback in major market indices all around the world. S&P 500 is down –3.9% today. The return of S&P 500 year-to-date is now –3.9%. It’s not too bad considering we had a pretty nice run last year.

Let’s take a look at the return of major indices around the world:

  • S&P 500: –3.9%
  • Dow Jones Industrial Average: –3.45%
  • Nasdaq Composite Index: –2.87%
  • S&P/TSX Composite Index: –2.9%
  • Shanghai Composite Index: –21%
  • Hang Seng Index: –10.64%
  • Nikkei 225 Index: –4.89%
  • FTSE 100 Index: –6.28%

So far, North American indices beat other major indices; while emerging market indices seems to be lagging. Will we see another bear market ahead? Nobody knows…

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